OSI Industries Has A Very Interesting Origin Story

OSI Industries began as a small German-owned butcher shop that was ran out of the west side of Chicago. It was Otto Kolschowsky who was an immigrant to the United States who started up the company that would become a giant in its industry. Today, OSI employs more than 20,000 people and operates out of 17 countries. The company has more than 60 facilities all over the world and is continuing to expand those or add new facilities in countries they expect to increase their offerings in. Visit discoverorg.com to learn more about OSI Industries.

OSI Industries was founded in 1909 but quickly outgrew its identity as a smaller meat market. Kolschowsky realized after some time that it would be necessary to expand into the wholesale side of the meat business, and he did just this. In the 1950s, he made a deal with Ray Kroc, the man who made McDonald’s what it is today, to become one of the original suppliers of meat for the fast food restaurant chain. As McDonald’s grew, so did OSI Industries, and it wasn’t long before the two business entities decided to expand overseas together.

It was during the 1970s, as new technology was being used within OSI, that the two companies made a deal that would change the course of their future. First off, OSI decided to build a facility in the United States that would be dedicated to providing McDonald’s with what it needed. The company also hired Sheldon Lavin on around this time, and he was hugely instrumental in the overseas expansion. Eventually, OSI built a couple of plants overseas that were dedicated to McDonald’s in Spain and Germany.

This was just the beginning for OSI Industries as it was about to start an expansion effort that has changed the company ever since. Sheldon Lavin has been and continues to be a large part of the company’s growth. He came aboard with OSI in the 1970s with an understanding that the company would always focus on growth. The company’s drive to be more sustainable and friendly to the environment has also been seen through by Lavin. The future continues to look bright for OSI as the company continues to expand and make its customers happy.

Learn more: http://www.chicagotribune.com/business/ct-tyson-foods-osi-plant-0625-biz-20160624-story.html

 

An Overview of GreenSky Credit Services

Fintech company GreenSky has quickly become one of the most successful in its industry. The company recently raised $50 million at a $3.6 billion dollar valuation, and it’s business model allows it to make money without taking on a lot of risk. It is also one that can be scaled in the future as the company moves from focusing on home renovations to other industries.

How GreenSky Works

The contractors that are affiliated with GreenSky are the ones that do most of the marketing to consumers. After a loan is made, the company gets 6 percent of the initial balance from the contractor, but the company is not the one that actually makes the loan. Instead, one of its partner lending institutions will provide the loan proceeds to the borrower. The lending partners then pay GreenSky 1 percent of the balance for the right to service that loan.

Who Does the Company Partner With?

For the most part, GreenSky makes loans to homeowners who want to get a new roof, replace their siding or make other general repairs or upgrades. However, the company plans on expanding its offerings to other professionals who want to offer financing to their customers. According to one of the company’s early investors, getting a contractor to use a relatively new financing product can be difficult. However, once the contractor is onboard, he or she usually won’t stop using it unless there is a compelling reason.

Who Is Eligible for a Loan?

For the most part, borrowers have to have a reasonably high credit score and steady source of income to get approved for financing. Unlike other fintech companies, GreenSky doesn’t use social media data or other data to make a lending decision. This is because the loans have to be acceptable to the banks who are ultimately going to fund them.

https://www.nasdaq.com/markets/ipos/company/greensky-inc-1052127-86689?tab=financials

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