Nexbank $54 Million Deal Completed And Set To Mature In 10 Years

NexBank completed a deal with investors for their fixed-to-floating notes. These high net worth and institutional investors made the deal for the private placement of these notes for $54 million. The capital that was raised will be used by NexBank for different purposes around the company. In total, the company has managed to raise $283 million since 2016 in debt and equity. The notes are due to mature on September 20, 2027, with a guaranteed interest rate of 6.275% for the first 5 years of the deal.

NexBank features 3 core components of the business. These include mortgage banking, institutional services, and commercial banking. Their main client base consists of institutional clients, financial institutions, individuals, and corporations. They are committed to their clients and making sure that they are able to provide them good value in their business with the company. The solutions that NexBank provides to their clients are created by leaders in the industry with years of experience in their fields. They are a member of the FDIC and have a track record of success as a financial service company.

NexBank was founded in Texas in 2016 and has grown to be worth $8.1 billion in assets as of September 30, 2018. Along with being dedicated to the needs of their clients, they also play an important role in their community. NexBank strives to positively impact their community through a wide variety of services and programs. The changes that NexBank strives to make in their communities are all designed to be sustainable and to continue to positively impact their community for years to come. Their community focus is on Dallas and its surrounding counties overall.

One of the issues that Texans are facing is a low rate of home ownership and a high rate of homelessness. NexBank works with different organizations along with providing their services to borrowers with lower income. So far, they have been able to help around $900 million families achieve their dreams of owning a home. The loan programs that NexBank has created provide the capital as well as covering title and closing costs.

Steve Ritchie: A Humble Executive Working for Papa Johns

Hard work pays off, and that is what Steve Ritchie wanted to prove. Last January 2018, he was promoted to become the chief executive officer of one of America’s most popular pizza chains – Papa John’s. Steve Ritchie’s journey to become the corporate head began when he was still working as an operator for the pizza chain. He works for a local branch of Papa John’s, answering customer calls and other inquiries. Most of the time, he accepts the orders placed by their customers, and relay this information to the branch pizza maker. For years, Steve Ritchie endured working in the lowest ranks, receiving a maximum salary of $6 an hour for his service. He kept on encouraging himself to do his best, because he wanted to climb the ladder of success someday.

Because of his hardworking nature, Steve Ritchie was later noticed by the management team, and he was given his first promotion at the company. Under a higher position, he never forgets to remain humble, and know what his subordinates wanted. His job at Papa John’s allowed him to save enough money to open up a franchise of the popular pizza chain in their locality. He used the skills that he learned from the company and managed the franchise effectively. Surprised about his skills in handling the business, one of Papa John’s executives requires for Steve Ritchie to be immediately promoted. Being in the same room with the company’s executives, he felt intimidated at first, but he was able to get through his fear and started working with the management team. He shared his ideas on how to improve the company’s services, and promised that he will continue doing his best to ensure that the company will be able to reach new heights.

In January 2018, the management decided to promote him once again, this time as the head of the company. The company’s board members believe that someone like Steve Ritchie deserves to be promoted, and they immediately gave him his responsibilities and tasks that he have to complete. He showed a positive character even if he was already promoted, much to the delight of the people around him because he kept his feet on the ground.

Betsy DeVos, Education Reformer

“She’s as genuine and regular a person as you could meet…Just a regular person who happens to be a millionaire or billionaire,” says Gary Naeyaert, a former director of a charter school reform group which was founded by Betsy DeVos, current Secretary of Education in the Trump administration.


She is, however, a magnet for controversy in various education sectors. She was active in Michigan politics as a Republican Party Chairwoman and has donated generous amounts to the party. She and her husband Dick, also active in politics, donate heavily to conservative think tanks and believe strongly in the free-market ideology.


She was described by a former GOP attorney general in the state as “very determined, steely when she sets her mind on a goal.” Randi Weingarten, president of the American Federation of Teachers, an opponent of charter schools and vouchers, describes her as “personable, plain-spoken, but she is dangerous.”


She and her family were all educated in private schools. One of her goals was to share public school funds with religious schools. She supports run-for-profit schools and believes regulations for them should be free of regulations and performance standards. The free market should determine where children should go to school, according to their parents’ decision.


She has been criticized for education programs she advocated for children in Detroit, one of the lowest performing school systems in the nation. Charter school tried and failed to raise education levels. Many have closed. Some critics are hopeful that the failure will lead to a greater emphasis on raising public school levels.

Naeyaert says the failures were not her fault. Despite her efforts, it was the Detroit Public Schools system is dysfunctional and unable to teach the kids. He also said there are too many “entrenched special interest groups” fighting it. He feels the city of Detroit is losing a sense of community.


The Devos family has made major donations to improve the city of Grand Rapids. Their names are found on many of the buildings which have been built with substantial funds from their abundant wealth. They have revitalized the city, evidence being bustling breweries and restaurants.


For updates, follow Betsy DeVos on Facebook.


Wes Edens And Progressive Business

Fortress Investment Group is a conspicuous force in the investing industry. The company’s founder and Chief Executive Officer is named Wes Edens. After successfully completing his learning at a university in Oregon, he established Fortress Investment Group. Prior to this, he served as the management director for numerous companies and this helped him tremendously over the span of this career. Wes Edens founded The company and hopes to help corral worldwide investment. The company has offices on the East Coast of the United States and is doing a stellar job managing investment and equity. During the year 2014, Wes Edens founded a new company, New Fortress Energy; as a progressive effort to assist energy transitions for renewable sources. Continuously adding onto his resume, he also took his hand at professional sports. See more at to learn more. Becoming the new co owner of the NBA’s Milwaukee Bucks was yet another project and fruitful experience for the well known businessman. As soon as he took ownership of the professional basketball team, he began making enhancements to the team’s environment. A reported $525 million was used to develop a new arena. The new mega sports arena showcases some of the best artwork from throughout he region. This special care and development is the type of attribute that has helped Wesley Edens Throughout his career. The progressive business guy also was a part of a recent rail project that brought a private railroad company to the public eye. This news came around the same time that he announced that his company, Fortress Investment Group LLC was acquired by Softbank Group Corporation, a Japanese powerhouse company. A lot of the company’s every day operations are set to remain in tact, seeing as it has been successful doing so over the past two decades. Wes Edens is constantly partaking in new projects and developments.



OSI Industries Has A Very Interesting Origin Story

OSI Industries began as a small German-owned butcher shop that was ran out of the west side of Chicago. It was Otto Kolschowsky who was an immigrant to the United States who started up the company that would become a giant in its industry. Today, OSI employs more than 20,000 people and operates out of 17 countries. The company has more than 60 facilities all over the world and is continuing to expand those or add new facilities in countries they expect to increase their offerings in. Visit to learn more about OSI Industries.

OSI Industries was founded in 1909 but quickly outgrew its identity as a smaller meat market. Kolschowsky realized after some time that it would be necessary to expand into the wholesale side of the meat business, and he did just this. In the 1950s, he made a deal with Ray Kroc, the man who made McDonald’s what it is today, to become one of the original suppliers of meat for the fast food restaurant chain. As McDonald’s grew, so did OSI Industries, and it wasn’t long before the two business entities decided to expand overseas together.

It was during the 1970s, as new technology was being used within OSI, that the two companies made a deal that would change the course of their future. First off, OSI decided to build a facility in the United States that would be dedicated to providing McDonald’s with what it needed. The company also hired Sheldon Lavin on around this time, and he was hugely instrumental in the overseas expansion. Eventually, OSI built a couple of plants overseas that were dedicated to McDonald’s in Spain and Germany.

This was just the beginning for OSI Industries as it was about to start an expansion effort that has changed the company ever since. Sheldon Lavin has been and continues to be a large part of the company’s growth. He came aboard with OSI in the 1970s with an understanding that the company would always focus on growth. The company’s drive to be more sustainable and friendly to the environment has also been seen through by Lavin. The future continues to look bright for OSI as the company continues to expand and make its customers happy.

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Marc Beer, the Founder of Numerous Biotechs

Marc Beer is currently serving as the Chief Executive Officer of Renovia Inc., a company Mr. Beer co-founded in order to be able to develop gender-specific products for females with maladies unique to them. But, as anyone in business or otherwise can tell you, in order to develop any products, there must be capital with which to pour into research and development programs. Therefore, Marc Beer sought out investors and found three, the Missouri-based Ascension Ventures, the New York-based Perspective Advisors, and the Longwood Fund. Marc Beer successfully raised a sum of $42 million from these three healthcare investors. The $42 million raised will be used not only in the research and development of four new diagnostic and therapeutic products but also to develop and test an improved version of Leva, Renovia’s premiere product. Learn more:

Renovia Inc. was founded with the goal of providing women across the globe with a better means of treating their common female malady, which are classified as pelvic floor disorders. One of the most common pelvic floor disorders prevalent in women is urinary incontinence, a female malady that affects 250 million women globally. In April 2018, Renovia successfully obtained the FDA’s approval for Leva. Renovia has as its mission is the provision of women with a better means to diagnose and treat their pelvic floor disorders, in addition to improving their overall quality of life.

Marc Beer is the perfect CEO for Renovia in that he possesses more than 25 years of experience in the development and commercialization of biotechnology, devices, pharmaceuticals, and diagnostics. Marc Beer holds a an undergraduate degree from the Miami University located in Ohio. Apart from being one of the co-founder of Renovia, Marc Beer has founded a number of other biotech companies, such as ViaCell, Good Start Genetics, Inc., and Minerva Neurosciences Inc. In April 2000, Marc Beer founded ViaCell, a biotech company whose specialty is in the area of collecting blood stem cells in umbilical cord as well as developing and preserving it, and served for a number of years as its Chief Executive Officer. Marc’s exceptional leadership at ViaCell led to the biotech going public in 2005.



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Jason Hope, an Investor with a Passion for Charitable Work

Jason Hope is well-known for his creativity and unique business mind. He is also a futuristic entrepreneur who loves technology and charitable work. Jason is a native of Scottsdale, Arizona. He studied at the Arizona State University and graduated with a degree in Finance. He later went for further education in W.P. Carey School of Business, where he acquired a Masters in Business Administration.

Jason Hope ventured in the business world immediately after college. He founded accompany that primarily dealt in mobile communications. Today, he specializes in charity work and biotechnology. He also invests in startups that have a possibility of growth. Besides his community initiative and business ventures, Jason has a passion for politics. However, his political ideology is more inclined to business practices in Arizona, and the United States as a whole. Visit

Jason Hope uses his knowledge and understanding of techno to advise entrepreneurs and the general public. He utilizes this understanding to keep an eye on the technology industry to make informed predictions on the future direction of technology. With research-based information on current trends, Jason believes that the Internet of Things will be a game-changer shortly. The impact of the Internet of Things, he says, will become a reality when a large number of devices eventually get interconnected. Jason’s advice is valuable to individuals and investors across the world, especially those with ambitious plans to capitalize on the emerging trends.

Jason Hope has also trained his eyes philanthropy. He has chosen to back up several humanitarian organizations that come from different spheres of life. He is especially enthusiastic about recent research at the SENS foundation. The organization’s anti-aging effort, according to Jason has helped improve the length and quality of life. He is happy that the foundation has taken on a unique approach to anti-aging. It strives to offer a preventative measure to combat diseases that come with age and weaken the body. Their target diseases include those ailments that hamper the normal body functions like Alzheimer’s, heart and lung infections.

Jason Hope supports scientific research and innovation aimed at eliminating old age diseases from the face of the earth. He is determined to break down the walls and challenge any school of thought that predicts impossibility. He believes that it is time to shift focus and dwell more on preventing the diseases rather than treating them when they strike.


Paul Mampilly- Prepare for investments in the semiconductors

Paul Mampilly is ready to have a microchip embedded in his body as long as it will stop him from carrying the paper documentation to verify his identity. The technology investor believes that we are living at a time when a microchip should replace paper documentation. With cases of identity theft being rampant in the world, a microchip with information embedded in it would be the best solution to the challenges related to identity theft. In addition, he is proposing that the microchips be using the new blockchain technology. The blockchain technology is known as a way of protecting digital currency transactions. But it is proving to be applicable in many other industries.

Paul Mampilly is backing blockchain technology to be applied in other industries. He believes that it would prove safer for identity protection than the paper documentation. With blockchain technology, there is no information can be altered, if anyone tries to steal your identity information, it will be easy to trace since the blockchain technology does not delete anything from its history. The information is replicated so many times that it is not possible to do anything without being traced.

When the dream of microchips come true, there will be high demand for semiconductors. Companies that deal with semiconductors will be doing very well. Paul Mampilly as an investor is advising other investors to be ready to invest in small semiconductor companies. These are the companies which will gain immensely once the market starts to move. To Mampilly, this is the right time to invest since the demand for these products will very soon be taking place. Paul Mampilly Has Struck Gold Again. Technology is taking place in all parts of our lives, and we cannot ignore it at all. Everything in the technology sector has an opportunity for one to invest.

Paul Mampilly is an experienced investor who worked in the Wall Street for two decades. He has been a hedge fund manager for a fund known as the Kinetics Asset Management. It is the things he has done in the financial sector that place him on a high pedestal of becoming an important person in the industry.

Paul Mampilly’s : Youtube

Waiakea Water donates water through Pump Aid

Water is the most important fluid on earth. In fact, many of the fluids that exist have a certain concentration of water. It is such an important fluid that no life can be sustained without water. 71 percent of the earth is covered by water. About 95 percent of the water is found in the seas and oceans, most of them being unsuitable for human health. Only two percent of all the water is suitable for human consumption. The fact that it is such a small percentage makes it very hard for some parts of the world to access it. There are areas where clean water for consumption is rare to find. Freshwater is used in activities such as farming among other factors. It is estimated that about 780 million people in the world do not have access to pure water. Even in areas where there is fresh water, contamination is bringing serious health challenges.

Waiakea Hawaiian Volcanic Water is bringing changes in the water industry. It is creating a positive change all over the world. The operations of this company are taking effect across the globe making it one of the most effective water companies in the world. The company has been insisting on sustainable practices in the processing of bottled water. Due to its commitment to sustainability, it has been listed as the first Carbon neutral-certified bottled water in the United States.

For every one bottle of water that this company is selling, it is donating to Pump Aid, a whole week’s water for supply in Africa. The highest percentage of people who lack clean water for consumption are located in sub-Saharan Africa. The number keeps on going up and therefore the need to bring changes that will facilitate water supply in the region.

Pump Aid is a philanthropic organization that is doing a lot in maintaining the supply of clean water in Malawi. It is one of the countries that has the lowest water consumption in the world. Its per capita consumption of water stands at 15-20 liters per days. In the united states, the same demands 300-380 liters per day.